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Classification of Blockchain-Based Applications: A Conceptualization from a User Perspective

Despite many known advantages, it is still difficult, especially for practitioners, to identify concrete application areas for blockchain-based applications. This article takes this as its starting point and presents a sector-independent typology of application fields, which not only serves to analyze existing blockchain applications, but also provides users with an orientation as to which general possible uses there are for the blockchain and how complex an initial implementation of the respective applications can turn out to be.

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Sustainable Finance: A Step Toward the Circular Economy

Sustainability is on everyone’s lips and now impacts all regions and sectors of the global economy. Increasingly, financial industry stakeholders, including customers, investors, suppliers and regulators, expect financial services providers to play an active role in financing the transition from a linear economy to a circular economy. ESG criteria are a tool for companies to become more sustainable and to comply with the regulatory efforts of policymakers and regulators.

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An Analytics Marketplace for SMEs

For small and medium-sized enterprises (SMEs), AI offers enormous potential for scaling and increasing efficiency, but for these companies in particular there is no alternative to using GAFA services because they themselves lack, for example, machine learning knowledge or the necessary data to train algorithms. An analytics marketplace could solve these challenges.

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The Business Side of the Blockchain Map

Two weeks ago, we introduced the BlockWiki here on the blog, a website where we compile and explain the most important blockchain and DLT terms. The blockchain map, a graphical summary of blockchain terms, can also be purchased there. The overview differentiates between the technical and the business view of the Blockchain. After the left side with the technical view was described in detail in the blog post “The Technical Side of the Blockchain Map”, in this article we focus on the business view of the blockchain universe and explain the terms depicted there within their context.

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The Technical Side of the Blockchain Map

In our last blog post, “The BlockWiki – The Blockchain Explained,” we introduced the BlockWiki, a compilation of blockchain terms and research on blockchain and distributed ledger technology. One component of the BlockWiki is the Blockchain Map, which graphically depicts the technical background, various uses and functions of the technology. It is divided into two sections: technical view and business view. In this blog post, the focus will be on explaining the elements of the technical side.

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The BlockWiki – the Blockchain Explained

The blockchain is gaining more and more attention and importance worldwide and across industries. Although there is a broad field of application behind this technology on both the technical and economic side, the terms surrounding blockchain in research are not entirely consistent and often unclear. The BlockWiki is a website where relevant terms regarding the blockchain are explained and related to each other and can therefore be used as a reference tool by anyone interested in the blockchain.

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20 Years Agile Manifesto – An Overview of the Values & Principles

On the occasion of the 20th anniversary of the Agile Manifesto, I would like to take another look at the central concepts of the document. Because even after this long time, the values and principles contained represent the basic tenets of the agile working method and can be found in many different agile methods, such as Scrum, Kanban or SAFe.

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Ant Group – The Brightest Star in the Ecosystem Sky?

37 billion US dollars. With this issue volume, Ant Group, formerly Ant Financial, a Chinese tech group created by Alibaba founder Jack Ma, was to be traded on the Shanghai and Hong Kong stock exchanges. Many see new value creation logics, so-called business ecosystems, which Ant Group is said to have developed for itself, as being behind the rapid growth and the extremely high company valuation. However, the assumption that Ant Group is an ecosystem should be treated with caution. In the following, we have analyzed individual platforms in more detail based on the work of the CC Ecosystem.

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Business Ecosystem, Innovation Ecosystem, Platform Ecosystem – How Many Ecosystem Terms Do We Really Need?

The trend towards value creation in ecosystems has led to a multitude of ecosystem definitions in the past. This makes it difficult even for the interested reader to understand the research results presented. To what extent do the ecosystem concepts really differ and can the findings of one field be transferred to the other?

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The Robo-Advisor – A Substitute for the Human Investment Advisor?

In my last post, I explained what characteristics distinguish the robo-advisory process from that of traditional client advice provided by a human advisor. Today, I explain how exactly these characteristics affect the traditional client advisory process and change it to create the robo-advisory process that I presented in the third post of this series. Finally, I answer the question of which of the two advisory processes is the better one.

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Food for Thought – Book Reviews and Reading List 2020

Another rather exciting year has passed, during which was able to advance some of my personal projects, among them being self-reflection. Reading books is one of the tools I use to reflect on my perspectives and to refine and adjust them, wherever I feel necessary. While I tried to tap into a diverse set of ideas and experiences during 2020, this article will present five highlights, hoping that some of the ideas I found most inspiring will provide some food for thought for you, as well.

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What Distinguishes a Robo-Advisor?

In my last post, I detailed the customer advisory processes for a human advisor and a robo-advisor. Today I explain what causes these differences. This step is important to be able to understand and explain the differences between the two advisory processes and then, in a next step, to be able to derive the impact of robo-advisory services and to evaluate the advantages and disadvantages of robo-advisors compared to the traditional customer advisory process.

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Robo-Advisors vs. Traditional Customer Advisors

My last post before the Christmas break was about which business models and strategies a robo-advisor can align its offering with. Today, I will present the customer advisory processes of traditional, human banking advisory services and robo-advisors. In the rest of the series, I will then discuss the impact caused by robo-advisors which form of advisory is better and whether robo-advisors will be able to replace bank advisors in the near future.

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What Is a Robo-Advisor and Why Should We Care?

In the course of the change from a personalized customer experience at a bank to the desire for standardized and digitized processes, “robo-advisors” are becoming increasingly important. Today’s article looks at how robo advisory services are defined and how they came into being, whether they are serious competition for banks, and what stage of development robo-advisors are at now.

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Agile Corporate Culture – What’ s It All About? (Part 2)

The culture of a company is the beliefs, values and behaviors that shape the social and psychological environment of the organization. As a 2017 Capgemini change management study shows, the companies that transform most successfully are also those that involve their employees in the transformation process from start to finish and thus actively promote a change in corporate culture. Many studies from science and practice also make it clear that the path to an agile culture is not an easy one. In a recent article, the consulting firm McKinsey has published four lessons learned from its experience with clients around the world that offer a good approach to how companies can foster the development of an agile culture.

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FinTech landscape in Switzerland: Blockchain and DLT

With a share of 10% of all FinTech companies in Europe, Switzerland is one of the leading innovation centers. The focus on distributed ledger technology is striking in Switzerland, especially in Crypto Valley Zug. In the meantime, 250 crypto companies have already settled there or are planning a location. However, Switzerland cannot rest on its laurels: to remain a leading innovation center, it constantly needs new FinTechs with innovative ideas. In order to identify gaps in the existing range of Swiss blockchain FinTechs and thus the innovation potential for further services, I analyze in this article the current service offering of the Swiss blockchain FinTech scene.

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The Relevance of Organizational Resilience in Times of Crisis and Beyond

Multinational companies have extensive and complex supply chains to operate as efficiently as possible. Within these production networks there is little room for error and preventive stress tests are rarely carried out. The COVID-19 pandemic has shown how fragile such structures can be and what consequences can arise if too little attention is paid to risk exposure (Sneader & Lund, 2020).

But how could companies have better prepared for an unexpected event like the COVID-19 pandemic? And how relevant is organizational agility and resilience in this context?

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