Author: Tanja Hessel

Tanja has been part of the Business Engineering Institute St. Gallen since 2014 and has been involved in various capacities over the years, e.g. as event and workshop organizer, research assistant and editor of the CC Ecosystems newsletter. In the meantime, she is mainly responsible for editing the CC Ecosystems newsletter and blog, for which she occasionally also conducts her own research and writes articles.

Embedded Finance

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61 % of Germans would obtain financial services from an online retailer. In contrast, 65% of German banks do not see their customer interface threatened. The situation is similar when it comes to the question of whether banks see themselves threatened by disruption from digital competitors, with 68% answering in the negative. In view of these contradictory figures, the question arises as to whether German banks are in the process of missing out on one of the most disruptive trends in banking: Embedded Finance.

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