Embedded Finance

61 % of Germans would obtain financial services from an online retailer. In contrast, 65% of German banks do not see their customer interface threatened. The situation is similar when it comes to the question of whether banks see themselves threatened by disruption from digital competitors, with 68% answering in the negative. In view of these contradictory figures, the question arises as to whether German banks are in the process of missing out on one of the most disruptive trends in banking: Embedded Finance.

Continue reading »